Bank Account Analysis Statement Reviewer
Bank account analysis statements arrive every month with dozens of service-code line items, and most are paid on trust — so a price that drifts above the negotiated agreement, an earnings credit that never gets applied, or a duplicate fee can ride along for years. This assistant checks each statement against your pro forma pricing and balance data, recomputes the charges, and flags every line billed above the agreed rate or for volume you didn't use, then recommends pay, dispute, or hold.
Category: Finance
How it works
- A bank account analysis statement comes in — service-code line items with units and prices, balance and earnings-credit detail, alongside your negotiated pro forma pricing and prior statements.
- It matches each charge to the agreed price, recomputes per-unit and volume math, confirms the earnings credit allowance is applied to collected balances, and screens for duplicate or unpriced fee codes.
- It returns a decision — pay as billed, dispute, or hold — with an overcharge exposure read, a recomputed amount, and each flag tied to the line item it fails.
- Each statement lands as one row in your treasury queue for an analyst to clear before payment.
Key benefits
- Recover bank fees billed above your negotiated pricing
- Catch earnings-credit allowances that were never applied
- Stop paying for transaction volume you didn't use
- Audit every statement consistently, not once a year
Use cases
- Corporate treasury and cash-management teams
- Controllers auditing bank service charges
- Treasury analysts managing bank relationships
- Finance teams recovering overcharged fees
Frequently asked questions
How does the Bank Account Analysis Statement Reviewer work?
It compares each line item on your bank statement against your negotiated pro forma pricing, recomputes the charges, and flags any fees billed above the agreed rate or for volume you didn't use, then recommends pay, dispute, or hold.
Do I need to write code to use this assistant?
No, this is a no-code AI agent template on Gaia — you just upload your bank statements, pricing agreements, and balance data, and the assistant audits them automatically.
Which apps does it connect to?
It doesn't connect to any external apps; it works entirely within your Gaia workspace, so your bank statements, pricing agreements, and balance data stay local.
Does it automatically dispute bank fees or move money?
No, it only recommends pay, dispute, or hold — a treasury analyst must review and approve every statement before any action is taken.
Can I customize the pricing agreements it checks against?
Yes, you can upload your own negotiated pro forma pricing and balance data, and the assistant will use those exact rates and terms for every audit.
